(561) 241 - 6616

Raymond James Financial Services, Inc. Member FINRA/SIPC 

301 Yamato Rd. Ste. 3160 Boca Raton, FL 33431


Securities offered through Raymond James Financial Services, Inc., Member FINRA/SIPC  Raymond James financial advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations withintheir applicable jurisdictions that are not addressed on this site. Contact your local Raymond James office for information and availability. http://www.raymondjames.com/privacy_security/privacy_notice.htm.

SmartVestor™ is an advertising service for investing professionals. Advertising fees are not connected to any commission, portfolio, service, product, or other service offered or rendered by any SmartVestor Pros. SmartVestor Pros are subject to initial vetting by Ramsey Solutions, and they affirm a Code of Conduct. SmartVestor Pros are not employees or agents of Ramsey Solutions. Neither Ramsey Solutions nor its affiliates are engaged in rendering investing or other professional advice. Ramsey Solutions does not receive, control, access, or monitor client funds, accounts, or portfolios. Ramsey Solutions does not warrant any services of SmartVestor Pros and makes no claim or promise of any result or success of retaining a SmartVestor Pro. Your use of SmartVestor, including the decision to retain the services of any SmartVestor Pro, is at your sole discretion and risk. Any services rendered by SmartVestor Pros you contact are solely that of the SmartVestor Pro. Raymond James Financial Services does not endorse and is not associated with Dave Ramsey or the SmartVestor program. Links are being provided for information purposes only. Raymond James is not affiliated with and does not endorse, authorize or sponsor any of the listed websites or their respective sponsors. Raymond James is not responsible for the content of any website or the collection or use of information regarding any website's users and/or members.

Joseph Carpenito, Joe Carpenito, MyPlan2Day, Financial Advisor Boca Raton

Yes, we know, there's a lot of us! Pictured above are our two branches - Boca Raton Financial Planners, an independent firm in Boca Raton, FL and Kerion Partners, an independent firm in Orlando, FL. Combined we have 15 financial advisors, 11 staff members and have been managing money for over 30 years. 

Joseph Carpenito, Joe Carpenito, Dave Ramsey, MyPlan2Day
Dave Ramsey

Meet Our Two SmartVestor Pros

BW Bio.png
Boca Raton, FL
Joseph Carpenito, Joe Carpenito, Dave Ramsey, MyPlan2Day
John McCAnN
Orlando, FL


SmartVestor Pros are financial advisors who follow Dave Ramsey’s teaching and have been carefully selected through an interview process to be a part of the SmartVestor program.  They affirm that eliminating debt and investing for the long-term is the ideal way to build wealth and prepare for retirement. SmartVestor Pros commit to prompt and responsive client service and work with all clients regardless of account size, preferences, or background.


There are many financial advisors in our country, but who can you trust to give you sound advice? Dave Ramsey felt it was important to create a list of those that he trusts. SmartVestor Pros are chosen by Dave and his team because they have the heart of a teacher and provide excellent customer service.

Our Services

Life Insurance
401(k) and
Business Planning

Raymond James does not offer tax or legal advice. You should discuss any tax or legal matters with the appropriate profoessional.



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Boca Raton Office

(561) 241 - 6616

301 Yamato Rd. Ste. 3160 Boca Raton, FL 33431

Orlando Office

(407) 648 - 1881

720 Rugby St. Ste. 200 Orlando, FL 32804

See If We're A Good Fit For You

All of our services start with a complimentary consult.